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Spisani - Payment



Billing Information and Tax

You may choose to insert a Billing Address that differs from your Shipping Address on the second page of the Shopping cart.

Uncheck from the box "The billing details are the same as the shipping details" to insert Name, Surname and Billing Address.

VAT tax is already included in the prices on all pages of the website and in the Shopping cart.
Payment Charges
For orders paid by Credit Card or Debit Card, you will be charged on the date the package is dispatched. You will only pay for the products that have been shipped.
For PayPal orders, your account will be charged on the date your order is placed.


Credit Card refunds

After our warehouse receives your returned products and confirms that all of the requirements have been met, you will receive a confirmation e-mail.

The refund will be issued on the day your return is accepted, to the same Credit or Debit Card used to place your order.

Refund times will depend on the Credit/Debit Card company’s policies.
PayPal refunds
After our warehouse receives your return item and confirms that all of the requirements have been met, you will receive a confirmation e-mail.

As soon as your return has been accepted we will issue the corresponding refund on your PayPal account. The refunded amount will be visible within 24 hours.

Reimbursement to the Card associated with your PayPal account depends on the Company that issued the card.
Refunds for Cash on Delivery orders
After our warehouse receives your returned products and confirms that all of the requirements have been met, you will receive a confirmation e-mail.

Cash on Delivery (COD) refunds will be issued to the Bank Account specified in the Return Form. Our Bank usually issues refunds within 5 working days of our request. The refunded sum will be visible on your statement shortly thereafter. You can check your refund in your online banking account or by contacting your Bank.

You will be asked to provide the name of the Account holder, the IBAN and SWIFT Code. You can find this information on your Account statements or request the data from your bank.


Payment by Credit Card
You can choose to pay with Credit Card or Debit Card on the first page of your Shopping cart.

We accept: Visa, MasterCard, American Express and JCB. Before paying with Visa ELECTRON you must obtain authorisation by the issuer for online purchase.
If you choose to pay with a pre-paid Card, remember to keep it and not throw it away after making your purchase, as you may need it in the case of refund.

We guarantee the highest security level for every purchase. Payment and delivery data are collected through the most technologically advanced codification systems (SSL) and our Online Store uses a VeriSign secure server and an ATWcertificate to ensure maximum protection.
Payment with PayPal
You may select PayPal as a payment method on the first page of your Shopping Bag.

By clicking on CONCLUDE YOUR ORDER, after having confirmed the details of your purchase, you will be taken to the PayPal login page where you can enter your account and conclude your payment.

If you do not have a PayPal account yet, you can create one from the PayPal login page, before concluding your order.
Payment by Cash on Delivery
You may select "Cash on Delivery" as payment method on the first page of the Shopping Bag. Payment by Cash on Delivery will incur an additional cost.

At the time of delivery, you must have the exact amount in cash to pay for your order. Payment by cheque is not accepted and the courier cannot give any change.

Remember that in the case of refund, you must provide bank account details.


Payment by bank card

The Total Price is paid by the Customer by one of the following means of payment : VISA and MASTERCARD.
Payments by cheque and bank transfer are not accepted.
The transaction is debited from the Customer's bank card at the time of shipment, after the cards' data has been checked, when the debit authorisation is received from the company which issues the Customer's bank card.
The customer, by communicating his or her bank card information, authorises Spisani to debit the Total Price from the bank card.
The Customer gives his or her bank advance authorization to debit the entries or statements transmitted by the payment module from his or her account, even in the absence of invoice signed by the cardholder. The Products ordered remain Spisani's property until Spisani  has received the whole of the price.
If it is impossible to debit the Total Price, the Customer is asked to repeat the payment process. If the impossibility of debiting the Total Price is confirmed, the Online Sale will be immediately rescinded and the Order cancelled.
Spisani will do its utmost to guarantee the confidentiality and security of the data transmitted on the Website.
In order to fight Internet fraud an online control is performed of the competent banking institutions and organisations concerning online payments. Spisani does not collect or conserve the information on the Customer's bank cards.
Spisani uses the secure 3-D Secure payment system which authenticates transactions by Customers. 3 D Secure is a program created by the international Visa (Verified by Visa) and MasterCard (Mastercard Secure Code) issuers to reinforce the security of online payments. You must authenticate yourself when making a payment by bank card, by entering an item of personal information or a single use code transmitted to you by your bank.
The payment data is the subject of automated data-processing which is separate from Spisani's data-processing. The purpose of this automated data-processing is to define a level of analysis for a transaction and to fight bank card fraud.
An unpaid resulting from fraudulent use of a bank card will result in the information relating to the Order associated with the unpaid being registered in a payment incident file kept by a third party. An abnormal declaration or an anomaly can also be the subject of specific processing.
The Customer has the same rights vis-à-vis the third parties mentioned above, as those granted by Spisani relating to data processing ( General Terms of Sale and Spisani's Confidentiality Policy). The Customer can enforce them by contacting Spisani's Data Protection Correspondent at the following email address : or by letter : Spisani, snc. via Copernico 14, I- 44012 Bondeno (FE), who will pass on the information to the third party concerned.

Spisani snc

Via Maggini 20

I-62019 Recanati (MC)

Spisani - Payment